Educational estimator
Estimate a term life-cover range.
Use a transparent needs analysis to estimate the financial protection your dependants may need. It is not a quote, recommendation, or an insurer underwriting decision.
A cover range to discuss₹1.35 crore – ₹1.8 croreStarting target: ₹1.55 crore.
Income replacement ₹1.54 croreLiabilities + goals ₹0 lakhLess existing cover + savings −₹0 lakhUses a disclosed 2% real discount rate for income replacement; it is an educational assumption, not an investment return forecast.
Also consider affordability, inflation, taxes, nominee arrangements, health disclosures, policy term, and the insurer’s underwriting decision.